Florida 20-44 Resident Personal Lines
Pre-Licensing Course

Become a Licensed Personal Lines Insurance Agent
with OnLine Training, Inc. (OLT)

Get 100% online, instructor-supported pre-licensing education—approved by the Florida Department of Financial Services (FLDFS).
Self-paced, trusted by thousands, with everything you need to start your insurance career.

Enroll Now

Who is the 20-44 Personal Lines License For?

A Personal Lines Agent is a professional who can transact property and casualty insurance sold to individuals and families for noncommercial purposes in Florida. If you want to boost your insurance career and focus on personal clients, this is the license for you.

Common Uses: Homeowners, renters, auto, and other personal property/casualty insurance (not commercial policies).

How to Earn Your 20-44 Personal Lines License in Florida

  1. Check Eligibility: Be at least 18 years old, a Florida resident, and a US citizen or legal work-authorized resident.
  2. Complete an Approved Pre-Licensing Course:
    • Choose Your Path: Most students take the approved 60-hour pre-licensing course—online, instructor-assisted with OLT!
      OLT offers this online—study at your own pace, anytime!
    • You may also qualify with insurance work experience, a qualifying degree, a license transfer, or a CPCU designation - details in the table below.
  3. Create your MyProfile account with MyFloridaCFO.
  4. Apply for your license online and pay the required fees on the MyFloridaCFO portal.
  5. Submit Proof of Prerequisite: If you study with OLT, we send this for you after you pass.
  6. Get Fingerprinted: Schedule fingerprinting with an approved vendor.
  7. Pass the State Exam: When required, schedule and take the Florida DFS exam.
  8. Watch for Approval: Log in to MyProfile to check your status and print your license when approved.

Who Qualifies? (Prerequisites)

Pathway Description Exam Required?
Pre-Licensing Course 60-hour property, casualty, and inland marine course
(OLT is approved)		 Yes
Work Experience 6+ months in the past 4 years in qualifying Florida insurance employment (4-40, 4-42, 0-55 rep; or as a full-time employee) Yes
Degree Degree with 9+ credit hours in property, casualty, and inland marine insurance from an accredited college No
License Transfer Previously licensed in another state for at least 1 year, transferred within 90 days of FL residency No
Designation Holds CPCU designation (letter from American Institute required) No

Why Take Your Pre-Licensing With OLT?

Continuing Education: Once licensed, 24 hours of CE required every 2 years (see MyFloridaCFO for details).

Trusted by Students and Professionals
“OLT’s courses made it easy to study on my own schedule, and the support was excellent. I passed my insurance exam the first time!”
- A. Rivera, Student
"The information is easy to follow. I like the unit quizzes. Helps to retain the information." - A. Velez, Student
“As a licensing manager, I’ve partnered with OLT for years. Their online platform and instructor support are outstanding.”
- M. Chen, College Partner

Take the Next Step—Start Your Insurance Career Now!

Get instant access, learn at your own pace, and start a rewarding future.

Enroll in the 20-44 Personal Lines Pre-Licensing Course


Questions? Call us at 866-357-0841 or email our team.